2025 was a challenging year, marked by an unstable and complex environment. Our group demonstrated resilience and adaptability, drawing on the strength of our business model and the synergies with Crédit Mutuel Alliance Fédérale and among our subsidiaries.

More than ever, our focus is on a long-term vision: building profitable, sustainable, and meaningful growth.

But beyond growth challenges, we want to continue embracing what makes Cofidis Group unique: a deeply human customer relationship, recognized across all the countries where we are present. Regardless of technological changes, people will remain at the heart of our business model.